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Features and Benefits of our Gold Loan

  • Secured Loan: Backed by gold collateral.
  • Quick Processing: Fast approval and disbursement.
  • Flexible Loan Amount : Based on pledged gold value.
  • Instant Liquidity: Access funds quickly without selling gold.
  • Lower Interest Rates: Secured nature leads to competitive rates.
  • Versatile Use: No restrictions on how loan funds are used.

Eligibility Criteria

  • Age: Typically, borrowers should be 18 years or older.
  • Ownership: You must own the gold being pledged.
  • Gold Quality: The gold should meet the lender's purity standards.
  • Identification: Valid government-issued ID for identity verification.

Documents Required to Apply for Gold Loan

  • Identity and signature proof
  • Voter ID
  • Passport
  • Aadhaar Card
  • Driving License
  • PAN Card
  • Employee Identity Card (in case of government employees)
  • Address Proof
  • Rent Agreement
  • Bank Statement
  • Voter ID Card
  • Passport
  • Driving License
  • Telephone/Electricity/Water/Credit Card bill or Property tax.
  • Two post-dated cheques for security purposes
  • Passport-size photographs
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